The dealer asks for insurance bets before the first player plays. Insurance bets of up to half the player’s current bet are placed on the “insurance bar” above the player’s cards. In most casinos, the dealer looks at the down card and pays off or takes the insurance bet immediately. In other casinos, the payoff waits until the end of the play. A player total of 21 on the first two cards is a “natural” or “blackjack”, and the player wins immediately unless the dealer also has one, in which case the hand ties.
Blackjack comes with a “house edge”; the casino’s statistical advantage is built into the game. Most of the house’s edge comes from the fact that the player loses when both the player and dealer bust. Blackjack players using basic strategy lose on average less than 1% of their action over the long run, giving blackjack one of the lowest edges in the casino.
Yet once the bet is in place, the result will come almost instantly. A second advantage is due to the fact there are 12 wheels. This actually increases the excitement factor by at least a factor of, yes you’ve guessed it, 12!
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